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2 Bremerton women charged in identity theft, bank fraud scheme

Apr 16, 2025, 5:07 AM

FILE - A man signs a check in Anchorage, Alaska, April 17, 2006,. Check fraud tied to mail theft is...

FILE - A man signs a check in Anchorage, Alaska, April 17, 2006,. Check fraud tied to mail theft is up nationwide, according to a recent alert. The U.S. Postal Service is vulnerable, and thieves who can access your checks can change the amount and ferret those funds right out of your bank account. (AP Photo/Al Grillo, File)
Credit: ASSOCIATED PRESS

(AP Photo/Al Grillo, File)

Two Bremerton women are facing federal charges in an alleged identity theft and bank fraud operation that impacted hundreds of victims across Kitsap and Mason counties, authorities said.

Prosecutors allege the pair stole mail to gain access to victims’ identities, drained bank accounts, and accumulated credit card debt in their names. Investigators believe more than 275 people were targeted, resulting in losses totaling $620,000.

Heather Marquis, 36, was arraigned Tuesday in U.S. District Court in Tacoma on a 14-count indictment charging conspiracy, bank fraud, wire fraud, and aggravated identity theft. She pleaded not guilty to all counts.

Her co-defendant, Emily Vranic, 33, was arraigned last week and released to the custody of her parents, according to the U.S. Attorney鈥檚 Office.

Their trial is scheduled for June 16, 2025.

鈥淲ith an estimated 278 victims, these defendants left a broad swath of damage across Kitsap and Mason counties,鈥 Acting U.S. Attorney Miller said in a statement. 鈥淭he Bremerton Police Department and Kitsap County Sheriff鈥檚 Office did important work with the U.S. Postal Inspection Service to identify victims and trace the financial harm they suffered in this case.鈥

Small sums, large theft

Prosecutors said the pair attempted to transfer $35,000 from a vulnerable victim鈥檚 account after successfully moving nearly $33,000 from the same account.

“When the transfer was rejected, they repeatedly called the bank posing as the account holder to try to get the fraud alert removed,” the release said.

Assistant U.S. Attorney Victoria Cantore said large transactions were not typical in the case.

“They weren’t stealing large quantities of money that would go noticed by your average person,” Cantore told 成人X站 Newsradio. “They both had good jobs but have not been employed since 2021. And they owned a house together in Bremerton. The mortgage was paid through their fraud鈥攊t was paid directly from victims’ accounts.”

Big implications

U.S. Postal Inspector Tony Galetti emphasized the lasting impact of the fraud.

“The U.S. Mail remains one of the most trusted forms of commerce and communication in this country,” Galetti said. “Working to protect the mail system and the citizens it serves from those who wish to harm others while enriching themselves remains our steadfast mission. The allegations against Vranic and Marquis are staggering. The process to undo the harm done to members of our community鈥攂oth financially and emotionally鈥攃an be agonizing. From fixing bank accounts to rebuilding credit reports, the harm lasts far longer than the initial crime.”

According to the U.S. Attorney鈥檚 Office, conspiracy to commit bank fraud and bank fraud carry penalties of up to 30 years in prison. Wire fraud is punishable by up to 20 years in prison, while aggravated identity theft carries a mandatory minimum sentence of two years.

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2 Bremerton women charged in identity theft, bank fraud scheme